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Complete the below request for information form and a factoring representative will contact you within 48 hours.

How Does the DDDLoans spot factoring service work?

The DDDLoans factoring service provides your growing small business with short-term working capital financing through a "use-it-as-you-need-it" invoice discounting program.

Our solution system is designed to be user friendly, incorporating the necessary framework of invoice discounting transactions into simple and straightforward documentation.

The principal documentation required needs to be completed and executed once, prior to the initial funding transaction.
Once the DDDLoans-client relationship is established and the initial documentation executed, the following 6 basic steps are needed to complete the first funding transaction:

Step 1: You deliver your goods and/or services to your customer.

Step 2: You create and issue an invoice for those goods and/or services.

Step 3: You offer to sell the invoice through DDDLoans.

Step 4: You advise your customer (the account debtor) of the factoring funding transaction with a Notification of Sale.

Step 5: Your customer (the account debtor) acknowledges to DDDLoans that it owes the account debt obligation to you and agrees to pay the account debt directly to the DDDLoans factoring company (or a lockbox controlled by the factoring company).

Step 6: The factoring company completes the purchase of the invoice with a payment to you.

With your cooperation, we can complete an initial funding transaction in as little as 5 business days from the time of your first communication with us. Subsequent funding transactions can be completed in less than 48 hours.

DDDLoans Spot Factoring Service


Spot factoring is also known as spot invoicing.